Distracted and inattentive driving Print (PDF) Inattentive driving is a primary factor in a high number of automotive accidents. Fully attentive drivers typically do not rear-end the vehicle in front of them, drive through a stop sign or drift into another lane of traffic. Driver inattention generally falls into four major categories: Daydreaming: Vision is a critical [...]
Have You Replaced Your Roof Recently? If you have had your roof replaced recently be sure to let your agent know. You would think since the insurance company paid to have your roof replaced they would update your homeowners policy to reflect the new roof age, but they don't. Call your agent or company to [...]
What is equipment breakdown coverage? Equipment breakdown coverage is a homeowners insurance endorsement that helps pay for appliance damage caused by an electrical or mechanical failure. A standard home insurance policy covers home appliances when they're damaged by a covered peril, but it won't cover mechanical or electrical breakdown — or anything else that's considered a maintenance issue. What [...]
Service Line Coverage Utility and service lines that run underneath your property typically aren’t covered by standard homeowners insurance. If you have a Nationwide or Safeco homeowners policy with American Midwest Agency, Inc. you can add service line coverage to your policy for an additional fee to get this type of protection. What is service [...]
Nationwide’s SmartRide program rewards safe driving Driving safely is no easy feat. If you’re a driver committed to staying alert, avoiding distractions, and following the rules of the road, we’re going to reward you for it. SmartRide, a usage-based insurance program, gives you personalized feedback to help you make even safer driving decisions. You’ll earn [...]
Winter Driving Safety Tips American Midwest Agency, Inc. advises drivers to prepare themselves for the hazards of winter, the time of year when auto accident claims increase in frequency, according to an analysis of claims incidence at Travelers, a leading provider of auto and homeowners insurance. Snow storms and icy conditions present a particular set [...]
Hands-Free Law The hands-free bill was signed by Gov. Tim Walz on April 12, 2019, and becomes law on Aug. 1, 2019. What can I do under the new law? The new law allows a driver to use their cell phone to make calls, text, listen to music or podcasts and get directions, but only [...]
Boat & Watercraft Insurance It's that time of year and American Midwest Agency, Inc. can help make your time on the water relaxed and worry-free! We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to [...]
Make sure your pets travel well for the holidays The holiday season is here and that means it’s time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and travel. If you are gearing up to travel and [...]
Home Security is Easier — and Better — Than Ever Think home security in [insert city, state or region] is still about bulky camera equipment and wires running all throughout your home? Think again. Today, things have changed quite a bit, and the playing field has been leveled. Advanced tools and security systems are more accessible and affordable [...]