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Commercial Insurance
While it's true that Allied specializes
in personal insurance, we also write a significant amount of commercial
insurance for a wide variety of businesses. We have a number of special
Allied Series programs in place that address the specific needs of certain
types of risks: Apartments, Condominiums, Artisan Contractors, Motels,
Retail & Service, Wholesalers, Distributors, Auto Service, Churches,
Printers, Wineries, and more. These Allied Series programs all offer basic
property and liability coverages, and additional optional coverages are
available in all the programs to allow you to customize coverage to fit
your individual needs. In many cases, other lines of coverage are also
available such as business auto, inland marine, crime, workers
compensation, and excess liability are also available. (Please note: not
all programs are available in every state in our operating territory.)
In addition to these special programs,
Allied writes a wide variety of other types of risks too numerous to list
here. Your local Allied agent can tell you more about how one of the
Allied Series programs or one of our other commercial insurance products
can meet your needs.
Home Based Business
Insurance
Today many homeowners operate
businesses from their homes, and many of them think their homeowners
policies provide complete coverage for their businesses as well. But the
fact is almost all homeowners policies don't include coverage for business
insurance needs. Some insurance companies offer an endorsement to their
homeowners policy to cover business exposures, but there may still be gaps
in coverage. Some others offer business owners policies that must be
purchased in addition to a homeowners policy, but this may result in
duplication of coverage and/or premium charges. Allied offers our
customers a way to take care of both personal and business insurance needs
in a single policy -- the Home Enterprise Policy.
The Home Enterprise policy is a very
unique insurance contract that combines the personal insurance needs of a
homeowner with the business insurance needs of a business owner. It's a
single insurance contract that covers personal and business real and
personal property exposures as well as personal and business liability
exposures. With Home Enterprise there's only one contract to read, one
deductible in case of loss, one company to deal with, and one bill. And
the premium is probably lower than most customers would have to pay for
two separate policies. Of course, we can't write every type of home-based
business, and there are certain eligibility guidelines. If you have a
home-based business you may want to check with your local Allied agent and
ask about the Home Enterprise policy.
Call us for a quote at:
Allied Insurance 701
5th Ave. Des Moines, IA 50391 1-800-532-1436
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© 1998 Allied Inc. All Rights Reserved.
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